Originally Posted by quantum
North Baldwin Harbor. 2 blocks over from Parsonage Creek. Out of the flood zone AND on elevated land, and yet - between 4 and 5 ft of water in the street the night of the storm.
So in almost 20 years, no water; then 4-5 ft. I really don't think my lack of flood insurance was unreasonable or "rolling the dice".
Fish - I know your point, just don't agree with it. I still consider myself a fiscal conservative, and I don't think FEMA grants change that. I could be wrong.
Don't mean to be a pain, but know the area a bit. You used two magic words - Harbor and creek. Hey, we have harbors and rivers here. It's been 23+ years, BUT it will happen. And Sandy was "only" a cat 2.
It may not be indicated (why I have no clue) but you are in the danger zone.