I work for the NYC branch of Countrywide Home Loans. We are the largest residential mortgage lender in the country. If anyone needs help purchasing or refinancing their 1-4 Family house, condo or coop, we can certainly help. I also represent the AFL-CIO HIT HOME Mortgage program for union members and municipal employees. This is a program that offers reduced closing costs and reduced mortgage terms for working union families. Give me a call with any questions.