Buying a new car - Page 2

gunnails · 03-09-2011, 05:05 PM

Volkswagen has 0% financing available on the new 2010 Jetta.

1.9% for 2011, I would go with the dealer financing.

Apache 51 · 03-09-2011, 05:10 PM

[QUOTE=gunnails;3976315]Volkswagen has 0% financing available on the new 2010 Jetta.

1.9% for 2011, I would go with the dealer financing.[/QUOTE]
And they have improved the product somewhat, less recalls etc. on this body style his first 98' Jetta was the trial and error model the best was the A2 model prior to his it had roll up windows.

frostlich · 03-09-2011, 05:37 PM

Could always wait a few months for the new Passat that'll be made in Tennessee...gonna be alot cheaper than the Euro model (about 8K less I hear.)

Check into a VW that has the DSG transmission (think Bugatti Veyron) as well. Drove a friends GTI that had DSG and a [I]very[/I] cool thing to have. Think they might have been putting them in some Jettas as well.

FF2® · 03-09-2011, 05:58 PM

[QUOTE=Revi$_I$l@nd;3976267]It is? :i_dont_kn

Except not only are you giving them $339 a month, you're forking over almost $4K upfront, that you'll never see again.[/QUOTE]

"$3,564 Cash due at signing"

LOLz.

Buy a late model car. Keep it. Still the best deal on cars.

Broadway Joe · 03-09-2011, 06:05 PM

[QUOTE=LIDeadHead;3976205]I about to purchase my first new car. The last car I bought was a 98 VW Jetta I bought used. Needless to say, I got raked over the coals and paid ALOT for my car. I was young, stupid & desperate.

Now I'm older, smarter & desperate again.

I decided I want to buy an '11 VW Jetta SEL Loaded. Im looking around $25K. The research I began doing suggests getting online rates for financing versus financing through the dealer itself. I finally dug myself out of close to $60K in CC debt. My credit score is now 732 according to Transunion, but 660 on Experian (WTF?). Im pretty sure I can get a good rate, I just need to shop around for financing.

So I have a few questions and wonder if anyone can offer some tips.

Should I go from 1 VW dealer to another and reveal the name of offers from other dealers?

Will there be less leverage in negotiating since the car I want will probably have to be ordered and built to my request?

What types of things should I avoid at all costs?[/QUOTE]

I saw a news report that Volkswagen is re releasing the Love Bus

There are some images around the internet

eg.
[IMG]http://3.bp.blogspot.com/_OpsZNbWxFMU/TOlKXe94ijI/AAAAAAAACC8/D1KkwTIBuIs/s640/VW_new_microbus.jpg[/IMG]

here's an NY Times article
[url]http://wheels.blogs.nytimes.com/2011/02/28/geneva-auto-show-volkswagen-bulli-concept/[/url]

SAR I · 03-09-2011, 07:28 PM

[QUOTE=FF2®;3976354]"$3,564 Cash due at signing"

LOLz.[/QUOTE]

A technicality. Do the math with that $3,500 and its still better to lease than to own. You only own the car if you:

1. Want to mod it like a highschool kid.

2. Want to keep it 7+ years and beat The Man at his own game.

SAR I

Revi$_I$l@nd · 03-09-2011, 07:31 PM

[QUOTE=SAR I;3976469]A technicality. Do the math with that $3,500 and its still better to lease than to own. You only own the car if you:

1. Want to mod it like a highschool kid.

2. Want to keep it 7+ years and beat The Man at his own game.

SAR I[/QUOTE]

Leasing is for the well off... It's that simple. It makes more sense to lease a new toy rather than to continuously buy one...

escamoter2 · 03-09-2011, 07:58 PM

[QUOTE=SAR I;3976469]A technicality. Do the math with that $3,500 and its still better to lease than to own. You only own the car if you:

1. Want to mod it like a highschool kid.

2. Want to keep it 7+ years and beat The Man at his own game.

SAR I[/QUOTE]

I choose option 2. I buy and after four or five years on 0% interest these days your car is paid off. Every year after, no monthly payments. If you lease, you lease forever and piss your money away.

Leasing is for the wealthy who must have nice new shiny things every year or two.

LIDeadHead · 03-09-2011, 07:59 PM

[QUOTE=Apache 51;3976320]And they have improved the product somewhat, less recalls etc. on this body style his first 98' Jetta was the trial and error model the best was the A2 model prior to his it had roll up windows.[/QUOTE]

I LOVE my 98. I bought the Jetta GT in black. It really has been a great 10 years with the car, but now its showing its age. Just the past 12 months, I've had to replace front and back brakes, ignition coil, front hub bearing, and exhaust cat back. I'd estimate the repairs to be close to $2000. I only have 115K miles. Now I need a h2o pump, front and rear struts and a new paint job. From a daily driver POV, its just too expensive to maintain now. As a tricked out car, its a great candidate. Im not getting rid of it, just need to retire it.

And I have crank up windows. :yes:

Apache 51 · 03-09-2011, 08:36 PM

[QUOTE=LIDeadHead;3976502]I LOVE my 98. I bought the Jetta GT in black. It really has been a great 10 years with the car, but now its showing its age. Just the past 12 months, I've had to replace front and back brakes, ignition coil, front hub bearing, and exhaust cat back. I'd estimate the repairs to be close to $2000. I only have 115K miles. Now I need a h2o pump, front and rear struts and a new paint job. From a daily driver POV, its just too expensive to maintain now. As a tricked out car, its a great candidate. Im not getting rid of it, just need to retire it.

And I have crank up windows. :yes:[/QUOTE]

Ahh, that was part of the key, no electric window regulators to be replaced. What about a/c vents, the little grills in the front air dam falling out, lot's of others can't remember them all, but that engine has another 100k...you are one of the lucky ones, seriously.

FF2® · 03-09-2011, 09:17 PM

[QUOTE=SAR I;3976469]A technicality. Do the math with that $3,500 and its still better to lease than to own. You only own the car if you:

1. Want to mod it like a highschool kid.

2. Want to keep it 7+ years and beat The Man at his own game.

SAR I[/QUOTE]

Agreed. I'm a #2 guy. I actually LOVE driving a paid-for car, more than I like a new car. I also drive well under 10,000 miles a year. To each his own.

32green · 03-09-2011, 09:24 PM

[QUOTE=FF2®;3976555]Agreed. I'm a #2 guy. [/QUOTE]

Blech pitooooooooey.

oh man

:barf:

-

FF2® · 03-09-2011, 09:43 PM

[QUOTE=32green;3976561]Blech pitooooooooey.

oh man

:barf:

-[/QUOTE]

Besides judging everyone, what is your contribution to Jets Insider exactly? Did I miss the part where you said or did something relevant or interesting?

There are those who contribute and then there are those who just comment on the contributions as if we're posting them up for their consumption, as if what they say on our writings makes a difference.

Join a conversation. Participate in a discussion. We don't need any judges.

gqxluvx · 03-09-2011, 09:48 PM

[QUOTE=FF2®;3976566]Besides judging everyone, what is your contribution to Jets Insider exactly? Did I miss the part where you said or did something relevant or interesting?

There are those who contribute and then there are those who just comment on the contributions as if we're posting them up for their consumption, as if what they say on our writings makes a difference.

Join a conversation. Participate in a discussion. We don't need any judges.[/QUOTE]

You're Underrated :eek:

Timmy® · 03-09-2011, 09:51 PM

[QUOTE=FF2®;3976566]Besides judging everyone, what is your contribution to Jets Insider exactly? Did I miss the part where you said or did something relevant or interesting?

There are those who contribute and then there are those who just comment on the contributions as if we're posting them up for their consumption, as if what they say on our writings makes a difference.

Join a conversation. Participate in a discussion. We don't need any judges.[/QUOTE]

I'm glad someone said this.

32green · 03-09-2011, 09:57 PM

[QUOTE=FF2®;3976566]Besides judging everyone, what is your contribution to Jets Insider exactly? [/QUOTE]

[SIZE="7"]↓[/SIZE]

:alien:

[QUOTE=Timmy®;3976571]I'm glad someone said this.[/QUOTE]

[SIZE="7"]↓[/SIZE]

:moon2:

-

JetsFan2012 · 03-09-2011, 09:57 PM

[QUOTE=FF2®;3976566]Besides judging everyone, what is your contribution to Jets Insider exactly? Did I miss the part where you said or did something relevant or interesting?

There are those who contribute and then there are those who just comment on the contributions as if we're posting them up for their consumption, as if what they say on our writings makes a difference.

Join a conversation. Participate in a discussion. We don't need any judges.[/QUOTE]

You're so judgmental.

FF2® · 03-09-2011, 09:59 PM

[QUOTE=pauliec;3976575]You're so judgmental.[/QUOTE]

I'm Judge Mental!!! :P

32green · 03-09-2011, 10:04 PM

[QUOTE=pauliec;3976575]You're so judgmental.[/QUOTE]

I couldnt help but noticing how you forgot to mention it was faulty judgement.

:D

Right? lol

:confused:

:(

:eek:

:ontome:

-

quantum · 03-10-2011, 08:50 AM

[QUOTE=SAR I;3976258]Ha ha ha. Very good.

The real argument here (can't wait for it to get going) is that he shouldn't be buying anything. Should be [U]leasing[/U] instead.

Do the math, simple stuff.

To buy a $35,000 car over a 3 year period is $972 a month.

To lease a $35,000 car over a 3 year period is $339 a month.

If you purchase, you've struggled to come up with $972 a month and by the time you've paid off the $35,000 you own a 3 year old car that you need to hold onto for 4 more years just to make the math work.

If you lease, you've got a low monthly payment and by the time you've paid off the same $35,000 you are in your 3rd new car in 9 years.

I don't understand why anyone buys cars anymore. It doesn't make sense.

SAR I[/QUOTE]

I am forced to reluctantly agree with this yahoo.

Leasing is the way to go especially if you're not going to keep the car a long time, or want to try out a new model (I just started leasing a Camaro: first Big 3 car I've driven since the early 80s).

03-09-2011, 05:37 PM	#23
frostlich Get it done Shidzik! All League Join Date: Jul 2005 Posts: 2,965	Could always wait a few months for the new Passat that'll be made in Tennessee...gonna be alot cheaper than the Euro model (about 8K less I hear.) Check into a VW that has the DSG transmission (think Bugatti Veyron) as well. Drove a friends GTI that had DSG and a [I]very[/I] cool thing to have. Think they might have been putting them in some Jettas as well. Last edited by frostlich; 03-09-2011 at 05:40 PM.

03-09-2011, 08:36 PM	#30
Apache 51 Let's Kill them all......... Hall Of Fame Join Date: May 2009 Location: In Morris Co.,N.J.,at the right end of a Browning 12 gauge Posts: 12,636	[QUOTE=LIDeadHead;3976502]I LOVE my 98. I bought the Jetta GT in black. It really has been a great 10 years with the car, but now its showing its age. Just the past 12 months, I've had to replace front and back brakes, ignition coil, front hub bearing, and exhaust cat back. I'd estimate the repairs to be close to $2000. I only have 115K miles. Now I need a h2o pump, front and rear struts and a new paint job. From a daily driver POV, its just too expensive to maintain now. As a tricked out car, its a great candidate. Im not getting rid of it, just need to retire it. And I have crank up windows. :yes:[/QUOTE] Ahh, that was part of the key, no electric window regulators to be replaced. What about a/c vents, the little grills in the front air dam falling out, lot's of others can't remember them all, but that engine has another 100k...you are one of the lucky ones, seriously. Last edited by Apache 51; 03-09-2011 at 08:39 PM.

03-09-2011, 05:05 PM	#21
gunnails All League Join Date: Aug 2005 Location: Portland Oregon Posts: 4,516	Volkswagen has 0% financing available on the new 2010 Jetta. 1.9% for 2011, I would go with the dealer financing.

03-09-2011, 05:10 PM	#22
Apache 51 Let's Kill them all......... Hall Of Fame Join Date: May 2009 Location: In Morris Co.,N.J.,at the right end of a Browning 12 gauge Posts: 12,636	[QUOTE=gunnails;3976315]Volkswagen has 0% financing available on the new 2010 Jetta. 1.9% for 2011, I would go with the dealer financing.[/QUOTE] And they have improved the product somewhat, less recalls etc. on this body style his first 98' Jetta was the trial and error model the best was the A2 model prior to his it had roll up windows.

03-09-2011, 05:58 PM	#24
FF2® Believes Sloppy Guy was involved JetsInsider.com Legend Join Date: Mar 2005 Posts: 46,166	[QUOTE=Revi$_I$l@nd;3976267]It is? :i_dont_kn Except not only are you giving them $339 a month, you're forking over almost $4K upfront, that you'll never see again.[/QUOTE] "$3,564 Cash due at signing" LOLz. Buy a late model car. Keep it. Still the best deal on cars.

03-09-2011, 06:05 PM	#25
Broadway Joe is busy photographing the Jets Jets Insider VIP Join Date: Jul 2005 Posts: 846	[QUOTE=LIDeadHead;3976205]I about to purchase my first new car. The last car I bought was a 98 VW Jetta I bought used. Needless to say, I got raked over the coals and paid ALOT for my car. I was young, stupid & desperate. Now I'm older, smarter & desperate again. I decided I want to buy an '11 VW Jetta SEL Loaded. Im looking around $25K. The research I began doing suggests getting online rates for financing versus financing through the dealer itself. I finally dug myself out of close to $60K in CC debt. My credit score is now 732 according to Transunion, but 660 on Experian (WTF?). Im pretty sure I can get a good rate, I just need to shop around for financing. So I have a few questions and wonder if anyone can offer some tips. Should I go from 1 VW dealer to another and reveal the name of offers from other dealers? Will there be less leverage in negotiating since the car I want will probably have to be ordered and built to my request? What types of things should I avoid at all costs?[/QUOTE] I saw a news report that Volkswagen is re releasing the Love Bus There are some images around the internet eg. [IMG]http://3.bp.blogspot.com/_OpsZNbWxFMU/TOlKXe94ijI/AAAAAAAACC8/D1KkwTIBuIs/s640/VW_new_microbus.jpg[/IMG] here's an NY Times article [url]http://wheels.blogs.nytimes.com/2011/02/28/geneva-auto-show-volkswagen-bulli-concept/[/url]

03-09-2011, 07:28 PM	#26
SAR I is excitedly looking forward to December22, the last home game, The Rexecution Jets Insider VIP Join Date: Apr 2005 Posts: 38,694	[QUOTE=FF2®;3976354]"$3,564 Cash due at signing" LOLz.[/QUOTE] A technicality. Do the math with that $3,500 and its still better to lease than to own. You only own the car if you: 1. Want to mod it like a highschool kid. 2. Want to keep it 7+ years and beat The Man at his own game. SAR I

03-09-2011, 07:31 PM	#27
Revi$_I$l@nd is Cro-ing H.A.M...Whatever that means Banned Join Date: Jan 2010 Posts: 2,489	[QUOTE=SAR I;3976469]A technicality. Do the math with that $3,500 and its still better to lease than to own. You only own the car if you: 1. Want to mod it like a highschool kid. 2. Want to keep it 7+ years and beat The Man at his own game. SAR I[/QUOTE] Leasing is for the well off... It's that simple. It makes more sense to lease a new toy rather than to continuously buy one...

03-09-2011, 07:58 PM	#28
escamoter2 All League Join Date: Feb 2006 Posts: 4,988	[QUOTE=SAR I;3976469]A technicality. Do the math with that $3,500 and its still better to lease than to own. You only own the car if you: 1. Want to mod it like a highschool kid. 2. Want to keep it 7+ years and beat The Man at his own game. SAR I[/QUOTE] I choose option 2. I buy and after four or five years on 0% interest these days your car is paid off. Every year after, no monthly payments. If you lease, you lease forever and piss your money away. Leasing is for the wealthy who must have nice new shiny things every year or two.

03-09-2011, 07:59 PM	#29
LIDeadHead is attacking the head. All Pro Join Date: Apr 2005 Location: LI NY Posts: 5,050	[QUOTE=Apache 51;3976320]And they have improved the product somewhat, less recalls etc. on this body style his first 98' Jetta was the trial and error model the best was the A2 model prior to his it had roll up windows.[/QUOTE] I LOVE my 98. I bought the Jetta GT in black. It really has been a great 10 years with the car, but now its showing its age. Just the past 12 months, I've had to replace front and back brakes, ignition coil, front hub bearing, and exhaust cat back. I'd estimate the repairs to be close to $2000. I only have 115K miles. Now I need a h2o pump, front and rear struts and a new paint job. From a daily driver POV, its just too expensive to maintain now. As a tricked out car, its a great candidate. Im not getting rid of it, just need to retire it. And I have crank up windows. :yes:

03-09-2011, 09:17 PM	#31
FF2® Believes Sloppy Guy was involved JetsInsider.com Legend Join Date: Mar 2005 Posts: 46,166	[QUOTE=SAR I;3976469]A technicality. Do the math with that $3,500 and its still better to lease than to own. You only own the car if you: 1. Want to mod it like a highschool kid. 2. Want to keep it 7+ years and beat The Man at his own game. SAR I[/QUOTE] Agreed. I'm a #2 guy. I actually LOVE driving a paid-for car, more than I like a new car. I also drive well under 10,000 miles a year. To each his own.

03-09-2011, 09:24 PM	#32
32green The original road-kill pus slurper. MMMmmm pus. Board Moderator Jets Insider VIP JetsInsider.com Legend Join Date: Sep 2005 Location: The depths of Despair. Posts: 37,672	[QUOTE=FF2®;3976555]Agreed. I'm a #2 guy. [/QUOTE] Blech pitooooooooey. oh man :barf: -

03-09-2011, 09:43 PM	#33
FF2® Believes Sloppy Guy was involved JetsInsider.com Legend Join Date: Mar 2005 Posts: 46,166	[QUOTE=32green;3976561]Blech pitooooooooey. oh man :barf: -[/QUOTE] Besides judging everyone, what is your contribution to Jets Insider exactly? Did I miss the part where you said or did something relevant or interesting? There are those who contribute and then there are those who just comment on the contributions as if we're posting them up for their consumption, as if what they say on our writings makes a difference. Join a conversation. Participate in a discussion. We don't need any judges.

03-09-2011, 09:48 PM	#34
gqxluvx Veteran Join Date: Sep 2007 Posts: 1,883	[QUOTE=FF2®;3976566]Besides judging everyone, what is your contribution to Jets Insider exactly? Did I miss the part where you said or did something relevant or interesting? There are those who contribute and then there are those who just comment on the contributions as if we're posting them up for their consumption, as if what they say on our writings makes a difference. Join a conversation. Participate in a discussion. We don't need any judges.[/QUOTE] You're Underrated :eek:

03-09-2011, 09:51 PM	#35
Timmy® JI's own Reverend Jim. Hall Of Fame Join Date: Aug 2003 Location: Vermont Posts: 23,480	[QUOTE=FF2®;3976566]Besides judging everyone, what is your contribution to Jets Insider exactly? Did I miss the part where you said or did something relevant or interesting? There are those who contribute and then there are those who just comment on the contributions as if we're posting them up for their consumption, as if what they say on our writings makes a difference. Join a conversation. Participate in a discussion. We don't need any judges.[/QUOTE] I'm glad someone said this.

03-09-2011, 09:57 PM	#36
32green The original road-kill pus slurper. MMMmmm pus. Board Moderator Jets Insider VIP JetsInsider.com Legend Join Date: Sep 2005 Location: The depths of Despair. Posts: 37,672	[QUOTE=FF2®;3976566]Besides judging everyone, what is your contribution to Jets Insider exactly? [/QUOTE] [SIZE="7"]↓[/SIZE] :alien: [QUOTE=Timmy®;3976571]I'm glad someone said this.[/QUOTE] [SIZE="7"]↓[/SIZE] :moon2: -

03-09-2011, 09:57 PM	#37
JetsFan2012 Waterboy Join Date: Oct 2005 Posts: 0	[QUOTE=FF2®;3976566]Besides judging everyone, what is your contribution to Jets Insider exactly? Did I miss the part where you said or did something relevant or interesting? There are those who contribute and then there are those who just comment on the contributions as if we're posting them up for their consumption, as if what they say on our writings makes a difference. Join a conversation. Participate in a discussion. We don't need any judges.[/QUOTE] You're so judgmental.

03-09-2011, 09:59 PM	#38
FF2® Believes Sloppy Guy was involved JetsInsider.com Legend Join Date: Mar 2005 Posts: 46,166	[QUOTE=pauliec;3976575]You're so judgmental.[/QUOTE] I'm Judge Mental!!! :P

03-09-2011, 10:04 PM	#39
32green The original road-kill pus slurper. MMMmmm pus. Board Moderator Jets Insider VIP JetsInsider.com Legend Join Date: Sep 2005 Location: The depths of Despair. Posts: 37,672	[QUOTE=pauliec;3976575]You're so judgmental.[/QUOTE] I couldnt help but noticing how you forgot to mention it was faulty judgement. :D Right? lol :confused: :( :eek: :ontome: -

03-10-2011, 08:50 AM	#40
quantum GFY Snatchez! Hall Of Fame Join Date: Nov 2004 Location: LI Posts: 17,884	[QUOTE=SAR I;3976258]Ha ha ha. Very good. The real argument here (can't wait for it to get going) is that he shouldn't be buying anything. Should be [U]leasing[/U] instead. Do the math, simple stuff. To buy a $35,000 car over a 3 year period is $972 a month. To lease a $35,000 car over a 3 year period is $339 a month. If you purchase, you've struggled to come up with $972 a month and by the time you've paid off the $35,000 you own a 3 year old car that you need to hold onto for 4 more years just to make the math work. If you lease, you've got a low monthly payment and by the time you've paid off the same $35,000 you are in your 3rd new car in 9 years. I don't understand why anyone buys cars anymore. It doesn't make sense. SAR I[/QUOTE] I am forced to reluctantly agree with this yahoo. Leasing is the way to go especially if you're not going to keep the car a long time, or want to try out a new model (I just started leasing a Camaro: first Big 3 car I've driven since the early 80s).