Most people can not afford to buy a home outright, therefore they must finance the home and make payments with interest until it is paid off. Nobody will lend you money to finance a home without first obtaining homeowners insurance...therefore while your in the process of buying your home, private enterprise mandates that you buy homeowners insurance...not the government, private enterprise mandates it. Same with buying a car, motorcycle etc.
Now what I want to know is why so many people believe that health care should be free market. Peoples health should not be about making profit for anyone. My niece tore up her knee and she had to get a brace post surgery to wear when she walks until it is healed. The brace cost $2,000.00 It is some steel,plastic and straps. My refrigerator cost $1200.00 It has moving parts, electronics, copper tubing etc. Using the common sense I was born with I smell a rat. The medical "industry" because they know people care about their health and the health of their families and that the things and services they are "selling" are sometimes a necessity to live have the ultimate leverage in this free market system to sell those things at whatever they can get for them. At this point people complain about taxes. Well insurance premiums are taxes just instead of going to the good of the nation they are going directly in to the pockets of billionaires in the health industry. God Bless America.