I am young (24) and I covered most of the cost with savings and graduation money. I'll have it paid off in 2 years. I'm not set in a career yet so leasing isn't viable for me. I plan to keep this car for many years so being covered by warranty until 2022 is great peace of mind. BMW's need premium gas, cost twice as much to insure as the kia and are rated as one of the least reliable car companies.
I researched it and it wasn't worth the cost for me.